Step 1: Make sure you’re ready to buy

If you’re thinking of buying a home, you’ve come to the right place. This website can turn you into a house-hunting master. But before we jump in, make sure three things are ready: you, your bank account, and the real estate market.

Are you ready? Be sure
Few joys can match the pride of owning the roof over your head. But you will have to make some sacrifices. There’s the obvious financial responsibility, but your home will also require constant care. That’s what real pride of ownership is all about.

Is your bank account ready? Check it twice
Your first home will be the biggest financial obligation you’ve ever faced. You should ideally have saved up some money for a down payment and are managing any debts like student loans or credit cards. The next step helps you determine how much you can afford.

Is now a good time to buy? Here’s the hottest market tip you’ll ever get
Markets go up, markets go down and even the smartest experts can’t accurately predict when a market will peak or bottom out. If you’re buying a home as a long-term investment (and for long-term enjoyment), you should be protected from short-term changes in the market. Pick a home that meets the needs of you and your family. Then you’ll enjoy living in your investment as it grows in value.

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